There is a car accident every 60 seconds somewhere in the world, according to data from The National Highway Traffic Administration. It’s estimated that there are at least 5.25 million car crashes around the globe on a yearly basis.
While car accidents like fender-benders and side-swipes are inevitable, there are a few things you can do after the fact to make it better. Here’s what you need to know.
1. Take Notes About Your Car Accident
You will probably be quite shaken up after being in an accident no matter the severity of the crash. But you must do your best to take detailed notes while at the scene. If you are in need of medical care, however, seek help and assistance first. Later on these notes will help your case if you have to go to court.
Record as much as you can, such as who was driving, where they were driving to, what direction they were driving, what led up to the accident, your speed, the current road conditions, any distractions like texting and any witnesses to the accident. Also take note of information about the other driver including their name and car insurance information.
2. Document With Photos
In addition to taking notes at the scene, it is wise to document the accident with photos. This is where your smartphone comes in handy. Smartphones like the Galaxy S6 have high-resolution cameras can capture the detailed damage ranging from large dents to faint scratches.
Any photos you take strengthen your case and will help you get fair compensation after your accident. If you can safely do so, get photos of the exterior and inside damage of all of the cars involved. Be sure to include shots of all four corners of every car. Also, try to capture the positions of the cars and include any landmarks and traffic lights so people who look at the photos can have a clearer picture. It’s also advised to get photos of the license plates, skid marks, debris and car parts from the accident.
2. Keep Everything
After the accident, keep any and all documentation. This includes anything about the wreck such as bills, receipts and estimates that are related to your car accident. Additionally, it is advised to keep all documentation from rental cars or alternative transportation used because of your car accident, towing fees and all repairs. An insurance claims adjuster can effectively investigate your case and claim with proper documentation if it is provided.
4. Make a Claim
After the dust has settled and it is time to file your claim with your car insurance provider, submit all documentation, notes and photos that you took with a police report. All of the supporting materials you collected will be used in your case. After your report has been submitted and looked at, you will be contacted by an adjuster who may have more questions for you.
For more information about documenting an accident in your home state, visit DMV.org.
Authored by Social Monsters